At the Howden Benefits Division, we offer a suite of services designed specifically to meet the needs of employers today and to prepare them for the challenges of tomorrow. We work with all the major company providers such as Aetna, United Healthcare, Blue Cross & Blue Shield, Cigna, and several others, to provide reliable beneficial coverage. Services include:
- Medical Plans
- Dental Plans
- Short Term Disability
- Long Term Disability
- Life/AD&D
- Vision
- Long Term Care
- Section 125 Plans
- High Deductible Plans ( HAS/HRA )
Our dedicated team of professionals will help you with the following:
- Contract and rate negotiation for all group insurance products
- Timeline management ensuring that renewals are delivered early, market options are available for review and ample time exists for decision making and implementation
- Open enrollment management and support
- On-line enrollment and billing technology solutions
- Comprehensive employee communication and education
- Employee health advocate services guiding employees through administration or claims issues
- Compliance audits encompassing all state and federal mandates
- Health insurance reform education, planning and strategy
- Contribution modeling to help meet employer budget targets
- Quarterly claims reviews and renewal projections
- Third party consulting to evaluate the efficacy of current programs
- Surveys and benchmarking studies
- Wellness strategies
- Timeline management
